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Frequently Asked Questions

• How much life insurance do I need?
• What is the difference between term and whole life insurance?
• Should I buy life insurance for my husband/wife or children?
• Why should I buy life insurance through a separate company if I already have life insurance through my employer?
• I'm not in the best of health. Can I get life insurance at an affordable rate?
• I'm going through a divorce. What life insurance issues
  should I be concerned with?
• What health considerations are important in getting favorable life insurance coverage?
• What happens at the end of my term policy?

Q. What happens at the end of my term policy?

A.Your term policy is most likely renewable to age 95. And you can usually convert it to a whole or universal policy – which covers you for life – before age 70. Your needs are constantly changing, so make sure you speak with your personal insurance advisor to make sure you are covered and your family is protected.