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Frequently Asked Questions

• How much life insurance do I need?
• What is the difference between term and whole life insurance?
• Should I buy life insurance for my husband/wife or children?
• Why should I buy life insurance through a separate company if I already have life insurance through my employer?
• I'm not in the best of health. Can I get life insurance at an affordable rate?
• I'm going through a divorce. What life insurance issues
  should I be concerned with?
• What health considerations are important in getting favorable life insurance coverage?
• What happens at the end of my term policy?

Q. What health considerations are important in getting favorable life insurance coverage?

A.The better your health, the more insurance options you are likely to have. The best time to buy life insurance is when you're healthy. For the most part, if your health issue is under control, you will be insurable.

Certain conditions – like some particularly onerous cancers - may create problems for you. But before you determine that for yourself, speak to your personal insurance advisor. You may be pleasantly surprised!