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Frequently Asked Questions

• How much life insurance do I need?
• What is the difference between term and whole life insurance?
• Should I buy life insurance for my husband/wife or children?
• Why should I buy life insurance through a separate company if I already have life insurance through my employer?
• I'm not in the best of health. Can I get life insurance at an affordable rate?
• I'm going through a divorce. What life insurance issues
  should I be concerned with?
• What health considerations are important in getting favorable life insurance coverage?
• What happens at the end of my term policy?

Q. I'm not in the best of health. Can I still get life insurance at an affordable rate?

A.Absolutely! We specialize in finding insurance for almost anyone. For example, if you have high blood pressure, we can negotiate preferred rates for you depending on recent readings. And we've had great success working with those who have been diagnosed with Type I and Type II diabetes.

The bottom line is this: if you are under a doctor's care for health-related issues, and if your condition is under control, you are very likely insurable. Talk to your personal insurance advisor to see how we can help!