• Importance of buying insurance
• The companies we represent
• Work sponsored vs. personal insurance
• What is the process after someone dies?
• Preparing to apply
• The Exam
• Types of products
• 12 Insurance "Myths"

Do I really need to supplement my work-sponsored insurance?
A work-sponsored policy is typically not enough for most families. Many experts believe that life insurance amounts should equal at least five to 10 times your annual income, depending on your circumstances. Work-sponsored insurance usually covers only one to three times your yearly income, if that. And if you should leave your job for any reason, you are no longer covered.