• Importance of buying insurance
• The companies we represent
• Work sponsored vs. personal insurance
• What is the process after someone dies?
• Preparing to apply
• The Exam
• Types of products
• 12 Insurance "Myths"

How easy is it to apply and purchase a life insurance policy?
It very easy to apply for life insurance. Here's what you'll need.

Most of it, you already know, like your name, address, place of work, that sort of thing. You'll also need to provide basic medical information, including your doctor's name and a little about your most recent doctor’ visit or hospital treatment.

You will also name your beneficiary who will receive the proceeds of your policy. And just to be totally prepared, have his or her social security number on hand.

If your coverage requires a medical examination, it will be quick and simple, and at a place and time of your convenience. A medical professional will measure your weight, height and blood pressure, and obtain a small blood and urine sample.
That's why you may be asked to fast for 6-8 hours prior to the exam.

Some policies don't require a medical exam, so ask your AmericaDirect personal advisor if this is your preference.