• Importance of buying insurance
• The companies we represent
• Work sponsored vs. personal insurance
• What is the process after someone dies?
• Preparing to apply
• The Exam
• Types of products
• 12 Insurance "Myths"

Importance of buying insurance
Life insurance isn't for the people who die. It's for the people who live.

If you have people who depend on you for income---a spouse, young children or teenagers, a disabled adult or elderly parents, life insurance is part of a sound financial plan.

Your life insurance plan can provide immediate cash to pay off debts, funeral expenses or death taxes. More importantly, it can cover major daily living expenses by replacing lost income. It can help pay for your children's education costs.

In most cases, life insurance proceeds are not subject to probate. This means those you love will receive cash without much red tape or cost of delay.