Life Insurance Products

Insurance that covers the insured for a certain period of time, known as the term. The policy pays death benefits only if the insured dies during the term, which can be one, five, 10, or even 20 years.

A level death benefit after year 2, level premium whole life policy paid up at age 120. It provides cash values and standard non-forfeiture options such as cash loans, paid-up insurance and automatic premium loan (APL). (This product is provided through Fidelity Life Association)

Provides a level premium to age 80 or 20 years, whichever is later. The death benefit is level for years 3 to 10 and then reduces to an amount the premium will support each year thereafter. (This product is provided through Fidelity Life Association)

A provision added to a life insurance policy for additional payment if the death is covered by an accident. It's also known as double indemnity.

This type of insurance combines all the advantages of a traditional term life policy such as affordable, guaranteed level-premium periods (10,20 or 30 years), with a return of premium feature. Come time for the end of the level-premium period, 100% of the premiums paid will be returned to you.

A type of permanent life insurance that allows the insured, after the initial payment, to pay premiums at any time and in virtually any amount, subject to certain minimums and maximums. The insured may decrease or increase the death benefit more easily than under a traditional whole life policy. To increase the death benefit, the insurance company usually requires the policyholder to furnish satisfactory evidence of continued good health. Also known as adjustable life insurance.

Fast, hassle-free level death benefit term life insurance product to age 95. With our Rapid Decision Term product and our state-of-the-art Rapid App application, the approval and delivery process has been streamlined to allow you to obtain coverage from Fidelity Life in days, not months.

Competitively priced high face-amount coverage available with a convenient 24 to 48 hour approval process. Your initial coverage is a blend of all cause and accidental death life insurance. With medical underwriting following policy issuance, you may enhance this blend by increasing your all cause coverage component and eliminating or reducing your accident only limitation. You may defer the medical exam for up to six months or choose to not undergo medical underwriting at all and keep your blended policy in force as issued. Please click here or call 1-888-440-1554.